How to Pay for College
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How to Pay for College

At Saint Paul College we offer many financial resources to help bridge the gap between the cost of your education and what you can afford to pay. Scholarships and grants typically do not need to be paid back. Student loans do require repayment. Each has its own set of qualifications.

Please review the information on this page to find out what will work best for you.

The first step for most financial aid is to complete the Free Application for Federal Student Aid (FAFSA).

If you have questions or need help completing the FAFSA, go to the Financial Aid Office, Room 1340, email financialaid@saintpaul.edu or call 651.846.1386.

Free Tuition Programs

Generous donors and special government programs make college available tuition-free for some eligible students. These programs have specific eligibility requirements and limited space, so make sure you follow application instructions and apply by listed deadlines.

Power of YOU
The Power of YOU program makes the first two years of college available tuition-free, for students that meet the eligibility requirements of the program. It covers the cost of tuition and fees at Saint Paul College or Minneapolis Community and Technical College (MCTC) through state and federal grants and private scholarships. The Power of YOU supports as many students as possible based on student need and funds available for the program. Advising and support services will be provided to help students succeed at college. For more information, go to www.saintpaul.edu/PowerOfYOU 

Occupational Grant
A new MnSCU Two-Year Occupational Grant Pilot Program provides financial assistance to students enrolled in qualifying career and technical programs at two-year colleges, so that students can complete the program within two years or less and find employment in a high-demand occupation.

Make It Count for Adult Learners
The Make it Count Program for Adult Learners is created specifically for returning and nontraditional students seeking an associate degree, full-time or part-time at Saint Paul College in the fall of 2016 tuition free. It covers the cost of tuition and fees for up to 60 credits, in three years, at Saint Paul College through state and federal grants and private scholarships. The Make it Count Program supports as many students as possible based on student need and funds available for the program.

Federal and State Grants

To find out if you are eligible for government grants, you will need to complete a Free Application for Federal Student Aid (FAFSA). To submit your FAFSA go to https://fafsa.ed.gov/

If you have questions or need help, go to the Financial Aid Office in Room 1340, email financialaid@saintpaul.edu or call 651.846.1386.

For more information about government grants go to: www.saintpaul.edu/FinAidGrants

Loans

Loans are financial aid that must be paid back. The student must complete on-line Entry Loan Counseling and be registered for 6 credits. Need based and non-need based loans are available. For more information about student loans, go to www.saintpaul.edu/FinAidLoans

Veterans Benefits

To qualify for veterans benefits, you must apply and be accepted to the College. Your educational objective must be the same as that which you reported to the Veterans Administration.

You must contact the College’s VA Certifying Official under the following circumstances:

  • At your initial registration for courses
  • If you change your credit load (add/drop/withdraw)
  • If you change your major
  • If you change your address

Saint Paul College VA Certifying Official
Laura Griffin
T - 651.403.4211
F - 651.846.1468
E-mail Laura Griffin

Friends Logo color72.jpg 

Friends of Saint Paul College Scholarships

The Friends of Saint Paul College Foundation makes scholarships available to students at Saint Paul College through generous donations from individuals, alumni, businesses and foundations. Scholarships are available for fall, spring and summer terms. By completing the online scholarship application form, you will automatically be matched to any scholarships for which you are eligible during the term in which you apply.

If you have questions, contact Kate Heider at 651.403.4332 or kathryn.heider@saintpaul.edu

Other Forms of Financial Assistance - Community Scholarships

  • Work-Study
    These programs employ students on campus. Pay is established by the College. These programs provide work for up to 20 hours per week. Total work-study earnings cannot exceed the cost of attendance. Students must be registered for 6 credits or more.
  • Tuition Match
    Savings incentive program for eligible students. For each $1 you save in your tuition savings account, you will receive $3 in matching funds.

Financial Aid Definitions

  • FAFSA - The FAFSA is the Free Application for Federal Student Aid, FAFSA. This is the application for all types of financial aid: grants, loans, or college work-study.
  • Cost of Education: The cost of education includes tuition, fees, a room and board allowance, books, supplies, a transportation allowance and a personal expense allowance.
  • Expected Family Contribution: An amount, determined by a formula called Federal Methodology, that indicates how much of the student and his or her family's resources should be available to help pay for school. The Expected Family Contribution (EFC) is used in determining the student's eligibility for federal and state financial aid. If a student has unusual expenses that may affect his or her ability to pay for school, the student should notify the Financial Aid Director.
  • Financial Need: Financial need is the difference between the cost of education and the expected family contribution calculated by the federal processing center.
  • Full-Time Enrollment: 12 credits or more per semester.
  • Three-Quarter-Time Enrollment: 9-11 credits per semester.
  • Half-Time Enrollment: 6-8 credits per semester.
  • Less Than Half-Time Enrollment: 5 credits or fewer per semester.